Terms of Service – MoniTime LLC

Effective Date: 5/26/2025

1. Acceptance of Terms

By accessing or using MoniTime.com, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our site or services.

2. Services Offered

MoniTime LLC provides business strategy consultations, lead generation advice, sales training, and marketing support, particularly for loan officers and related professionals.

3. User Responsibilities

You agree to:

  • Use the website and services only for lawful purposes.

  • Provide accurate and complete information when required.

  • Not misuse any content or materials found on this site.

4. No Financial or Legal Advice

The content provided on this website is for informational and educational purposes only. It does not constitute financial, legal, or mortgage advice. You should consult with a licensed professional regarding any specific financial decision.

5. Payment and Refunds

All sales for digital products, strategy sessions, or consultation packages are final unless otherwise stated. If you are not satisfied, please contact us at [email protected] within 7 days for potential resolution.

6. Intellectual Property

All content on this site — including text, graphics, logos, videos, and resources — is the property of MoniTime LLC and protected by intellectual property laws. You may not reproduce, copy, or redistribute content without written permission.

7. Limitation of Liability

MoniTime LLC will not be liable for any indirect, incidental, or consequential damages resulting from your use of our website or services.

8. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Continued use of the site constitutes your acceptance of any modified terms.

9. Contact Information

If you have any questions about these Terms, please contact us at:
📧 [email protected]

10. Communication and Marketing

By providing your email address or phone number through this website, you agree that MoniTime LLC may send you communications related to your inquiry, services, promotions, and other updates via email or SMS/text message. Message and data rates may apply for text messages.

You may opt out of:

  • Emails at any time by clicking the “unsubscribe” link in any email.

  • Text messages by replying STOP to any message.

We respect your privacy and will not send unsolicited messages without your prior consent.